Understand credit risk and its impact on banks

Apply credit risk assessment techniques

Manage and monitor credit portfolios effectively

Comply with credit risk regulatory requirements

Introduction to Credit Risk

• Key concepts: credit risk, default risk, and recovery rates

• Impact of credit risk on financial performance

• Quiz: Identify key sources of credit risk in banking

Credit Risk Assessment Techniques

• Financial statement analysis for credit assessment

• Credit scoring models and tools

• Practical case: Assess the creditworthiness of a corporate borrower

Credit Portfolio Management

• Diversification strategies to manage credit risk

• Credit limits, risk concentration, and exposure

• Practical case: Propose strategies for managing a bank’s credit portfolio

Regulatory Framework for Credit Risk

• Basel III requirements for credit risk management

• Stress testing and scenario analysis for credit risk

• Quiz: Test your knowledge of Basel III requirements

Credit Risk Monitoring and Reporting

• Monitoring tools and techniques for credit risk

• Regular reporting requirements and key risk indicators

• Practical case: Prepare a credit risk report for senior management

Numerous practical examples illustrating the different studied concepts

Practical cases to draw parallels with the concepts learned

Credit risk managers and analysts

Loan officers and credit controllers

Financial analysts and portfolio managers

Bank compliance officers

Basic knowledge of banking and financial analysis

Training structured around skill transfer

Acquisition of operational skills through practice and experimentation

Collaborative learning during synchronous sessions

Multi-stage learning path to allow engagement, learning, and transfer

Training promoting participant engagement for better anchoring of lessons

Skill evaluation will be conducted throughout the training by the participant (self-evaluation) and/or the trainer according to the training methods.

Online training evaluation on your participant space:

• Immediate evaluation at the end of the training to measure your satisfaction and perception of skill improvement against training objectives. With your agreement, your overall rating and comments will be published on our site via Verified Reviews.

• Post-training evaluation 40 days later to validate the transfer of your acquired skills in the workplace

Attendance tracking and issuance of an individual training certificate or a certificate of completion