Credit Risk Management in Banking
Category : Baking
Duration: 5 days
Credit risk is a significant concern for banks, affecting both profitability and stability. This training focuses on understanding, measuring, and managing credit risk in a banking environment. Participants will explore the tools and techniques used to assess borrower risk, manage credit portfolios, and comply with regulatory requirements.
Learning Objectives
Understand credit risk and its impact on banks
Apply credit risk assessment techniques
Manage and monitor credit portfolios effectively
Comply with credit risk regulatory requirements
Training Program
Introduction to Credit Risk
Key concepts: credit risk, default risk, and recovery rates
Impact of credit risk on financial performance
Quiz: Identify key sources of credit risk in banking
Credit Risk Assessment Techniques
Financial statement analysis for credit assessment
Credit scoring models and tools
Practical case: Assess the creditworthiness of a corporate borrower
Credit Portfolio Management
Diversification strategies to manage credit risk
Credit limits, risk concentration, and exposure
Practical case: Propose strategies for managing a bank’s credit portfolio
Regulatory Framework for Credit Risk
Basel III requirements for credit risk management
Stress testing and scenario analysis for credit risk
Quiz: Test your knowledge of Basel III requirements
Credit Risk Monitoring and Reporting
Monitoring tools and techniques for credit risk
Regular reporting requirements and key risk indicators
Practical case: Prepare a credit risk report for senior management
Key Points
Numerous practical examples illustrating the different studied concepts
Practical cases to draw parallels with the concepts learned
Who Should Attend This Training
Credit risk managers and analysts
Loan officers and credit controllers
Financial analysts and portfolio managers
Bank compliance officers
Prerequisities
Basic knowledge of banking and financial analysis
Teaching Methods
Training structured around skill transfer
Acquisition of operational skills through practice and experimentation
Collaborative learning during synchronous sessions
Multi-stage learning path to allow engagement, learning, and transfer
Training promoting participant engagement for better anchoring of lessons
Satisfaction and Evaluation
Skill evaluation will be conducted throughout the training by the participant (self-evaluation) and/or the trainer according to the training methods.
Online training evaluation on your participant space:
Immediate evaluation at the end of the training to measure your satisfaction and perception of skill improvement against training objectives. With your agreement, your overall rating and comments will be published on our site via Verified Reviews.
Post-training evaluation 40 days later to validate the transfer of your acquired skills in the workplace
Attendance tracking and issuance of an individual training certificate or a certificate of completion
LONDON
128 City Road, EC1V 2NX London
PARIS
38 Rue Boulard, 75014, Paris